Apple is reportedly working on a pay later feature for Apple Pay
 

If you’ve done any online shopping in the last little while, there’s a good chance you’ve run into services like Affirm and PayPal’s Pay in 4. They allow you to purchase something and pay for it later by splitting up the total cost of the item into several installments. By the looks of things, Apple could soon offer a similar option to Apple Pay users. According to Bloomberg, the company is working with Goldman Sachs on a service called “Apple Pay Later” that will allow those with its devices to settle purchases over time, including ones they make at physical shops.

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