AIG has an insurance policy for your drone
 

Owning a drone is sometimes a harrowing experience all by itself, but it can be downright agonizing if your robotic pride and joy gets into an accident. It's not like you're likely to replace an expensive 4K drone on a whim, after all. However, AIG...

http://www.engadget.com/2015/10/27/aig-drone-insurance/